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High demand, low inventory for homes in seattle region as buyers brace for higher interest rates some properties are selling as high as 45% above asking price as many buyers. A report from 2020 shows that minorities, primarily people of color, pay on average costlier mortgages, even though the white majority has a bigger share of loans. Even at the highest levels of income (at or above $100,000), black median interest rates (4.169 percent) were still slightly higher than the median interest rates of white.
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